What Is Debt Consolidation?

Debt consolidation is the process by which we negotiate with your creditors to obtain the lowest possible debt obligation, meaning we can lower both your interest rates, and your total debt principal. Unlike many other "credit counseling"-type programs, where the agency has existing relationships with creditors, we negotiate with your creditors to provide you with a settlement that you can live with - on your terms.

Generally, this will lower your monthly payment by more than 50%, and allow you to achieve debt freedom up to 10 times quicker than if you had continued to pay minimum payments on the debt.

Why Our Process Works
We achieve positive settlements from both large and small creditors because these creditors recognize that people who enter our program are trying to repay their debts, but may be running behind because of situations beyond their control. Terms are more favorable for you because the creditor will not need to turn over your account to a collection agency - or worse - lose all chance of payment if you declare bankruptcy.

Abbot has a strong history of working for consumers to alleviate debt, and we continue to make new breakthroughs as our business grows. We encourage you to contact us for a free consultation today, and discover the Abbot Difference.